Please make sure you're dealing with the real Drafty. There are fraudsters out there who may try to trick you into applying elsewhere. We'll never ask you for upfront payments, application fees or processing fees. Drafty doesn't charge any fees.

We also only accept payments in the following forms:

• Continuous payment authority
• Debit card via your online account or the app
• Debit card over the phone
• Cheque
• Standing order

Please don't provide personal or financial details to anyone who contacts you to request them. You should report them immediately to Action Fraud by contacting them on 0300 123 2040 or using their online form http://www.actionfraud.police.uk/report_fraud.