Am I eligible to apply for a Drafty line of credit?

Probably! We can make a decision if you're:

  • 18 or over and employed
  • earning at least £1,250 a month
  • a UK resident with an active bank account and debit card

We'll then do some quick checks into whether you can afford it, as well as how good a credit risk you are. Believe it or not, that usually only takes seconds.

If you're accepted, we'll agree a credit limit with you and you'll have access to the cash as soon as you want.

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