Most of the time? None. We can usually make a decision using the information you give us. In some cases, just to be on the safe side, we might need to check some proof of earnings or address or something like that.

If we do need to check something, we can usually do that pretty quickly by phone, email or fax (yes, fax still exists and some people still use it). We'll get you moving with your Drafty account as fast as we can.