About Drafty
Drafty is an easy-to-use, exciting alternative to loans, overdrafts and credit cards. You can apply even if you have bad credit. If approved, you’ll be given a credit limit and can borrow up to that amount. Keep your account healthy and you can reuse it. By 'healthy', we mean make minimum payments at least and don’t permanently max it out.
The more you borrow, and the longer you borrow for, the more you’ll need to repay. Using Drafty is as simple as pie. Eating pie, not making it. Making pie can actually be pretty difficult unless you already know how to make pie. Eating pie is simple and delicious though. And so is Drafty.
As seen on TV
Check out our new TV advert!
The Drafty app
The Drafty app can sit on your phone between Among Us and Spotify (alphabetically, at least). Just log in and use it to do everything you’d do on the website.
Winners - Credit Excellence Awards 2021
Best Marketing Campaign 2019
Best Brand 2018
Innovation of the Year - 2018
Drafty is part of GAIN Credit, a multi-award-winning lender. This means we’re an organisation with a rock-solid understanding of credit. And that lets us offer an exciting, innovative type of credit like Drafty.
GAIN Credit has been part of the alternative credit market for years, providing short-term loans. We’ve been registered with the FCA since July 2016.
Access up to £3,000 today.
Applying won't affect your credit score
(unless you actually take out a line of credit).
Drafty, a trading name of GAIN Credit LLC
Company Registration No. 4124111
Authorised and Regulated by the Financial Conduct Authority.
Registration Number 689378.
Authorisation can be checked on the Financial Services Register
Data Protection Registration No. Z2752028
Registered under the laws of Delaware, USA
Registered address: 2711 Centerville Road, Suite 400, Wilmington, DE 19808, USA
Lender Details: GAIN Credit LLC, Contact Address: PO Box 10756, LEICESTER, LE3 4GX